![]() Budgeting is personal and while some people like the old school pen and paper or Excel template methods, I prefer using an app to see my entire financial life on my phone anytime I want. ![]() Simplifi by Quicken Īs you know, when it comes to budgeting there’s no one size fits all strategy. Mint walks you through all of the steps and it’s super easy to set-up (and adjust) a budget over time. This means I now have almost 10 years of budgeting data in the app so I can track patterns over time, like how I’ve spent over $10,000 on Chipotle over the past 10 years!Īnother feature I really like is Mint has a great phone and smartwatch app so you can see your budget on your hand so you don’t overspend in key budget categories. I’ve been using it since 2010 to track my money and budget. Mint is a completely free app that completely changed budgeting when it debuted in 2006. Get started today, risk-free, with their 34 day free trial. YNAB helps you save money and get a handle on your finances. To learn more about how I use Personal Capital, check out my Personal Capital review. Since using either Mint or Personal Capital requires you to link your bank and investing accounts, another question I address is: is Personal Capital safe? To learn about why (and how) I use both budget tracking apps check out my post on Personal Capital vs. Check out what the Personal Capital dashboard looks like below. The dashboard is also much more detailed so I can see my entire financial life on one screen, including my budget. While Mint is a great spending and budget tracker, Personal Capital has a lot more features and allows me to also track my investing portfolio performance, as well as the strength of my investing strategy. You might be wondering why I’d choose to use both Mint and Personal Capital and the reason is because they both have different strengths. In addition to using Mint since 2010, I’ve also been using Personal Capital just as long. This is why I prefer to budgeting on my phone using a free budgeting tracking app. Life is so busy so I’m always looking for more efficient ways to manage my money. Free Budget Printable from A Mom’s Take.Here are the best budget templates for you to customize for your own needs: No matter what budget method you choose, you want to find a way to budget you’re comfortable with so you’ll stick with it. ![]() Neither method is better than another, so it’s important to try out different methods and pick the best method for you. There are four simple ways to set up a simple budget template: you can use a free budgeting app, spreadsheet (with Google Docs or Excel), a paid budgeting tool, or good old pen and paper. I’ve spent the last month diving into all of the best budget templates so you don’t have to. This is why it’s important to find the best way for you to budget. There are many ways to budget and track how much money you’re making, spending, saving, and investing. But just like personal finance is personal, there’s no one size fits all budget template. Here is the collection of best printable budget templates broken down by categories (they are 100% FREE and downloadable, but may contain watermarks and uneditable).No matter where you are in your financial journey, budgeting is an essential money management tool. But if you like to plan everything with pen and paper, then budget printables will be a perfect solution for you. If you’re 100% digital person, you’re likely to google a smartphone app, excel templates or any other best online budgeting sites. When it comes to tools that can help you achieve that, there are plenty of mediums to choose from. A great advantage of having a budget is a possibility to track your spending habits over time and adjust them accordingly. It’s to help you plan for how, what for and how much money will be spent or saved during a particular period of time. A budget is a structured list of your personal or household expected income and expenses. Whatever you may need money for, it’s important that you stick to your budget day in and day out. ![]() You don't want to get a negative balance of your credit card, don't you? Moreover, keeping track of your finances can play an important role in the pace you improve your savings account balance and save money for your dream vacation, house or car. In the world of consumerism, it’s easy to spend a few bucks here and there to suddenly find out that you exceeded your daily, weekly or monthly budget. The ability to manage your cash flow and track your income and expense is vital. Because it's not only business people who care about profits and expenses. It's no wonder why one of the many tips on personal finance management is to make budget.Īnd you don't have to be a financial specialist to do that. What can be more important than time management? Correct.
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